> ## Documentation Index > Fetch the complete documentation index at: https://developers.circle.com/llms.txt > Use this file to discover all available pages before exploring further. # Create a PIX bank account ## OpenAPI ````yaml openapi/account.yaml post /v1/businessAccount/banks/pix openapi: 3.0.2 info: version: ${version} title: Core Functionality description: > All of Circle's APIs share a common set of core functionality that lets you manage your Circle Account in a programmatic way. With a Circle Account your business can deposit traditional money from 80+ countries and seamlessly convert them into "digital currency dollars": USDC. You can then use USDC for everyday payments and treasury flows. servers: - url: https://api-sandbox.circle.com - url: https://api.circle.com security: [] tags: - name: Balances description: Get information on settled and unsettled balances. - name: Payouts description: Create and get information on 1st party payouts. - name: Wires description: >- Create, get instructions, and get information on 1st party bank accounts for wire transfers. - name: CUBIX description: Create and get information on CUBIX accounts. - name: PIX description: Create and get information on PIX accounts. - name: Transfers description: Create and get information on 1st party transfers. - name: Addresses description: Generate and get information on blockchain addresses. - name: Deposits description: Get information on 1st party deposits. - name: Payments description: Create, cancel, refund, and get updates on card payments. - name: Settlement Bank Routing description: View and manage settlement bank routing preferences for fiat accounts. - name: Reporting description: >- Retrieve transaction and balance reports, including ISO 20022 (CAMT.053) statements and managed-payment reports. paths: /v1/businessAccount/banks/pix: post: tags: - PIX summary: Create a PIX bank account operationId: createBusinessPixAccount requestBody: content: application/json: schema: $ref: '#/components/schemas/PixFiatAccountCreationRequest' responses: '201': description: Successfully created a bank account for PIX transfers. headers: X-Request-Id: $ref: '#/components/headers/XRequestId' content: application/json: schema: title: CreateBusinessPixAccountResponse properties: data: $ref: '#/components/schemas/PixFiatAccountResponse' examples: response: value: data: id: b8627ae8-732b-4d25-b947-1df8f4007a29 status: pending description: BTG Pactual ****0010 trackingRef: CIR13FB13A transferTypesInfo: pix: currencies: - BRL riskEvaluation: decision: approved reason: '3000' policyEvaluation: status: approved fingerprint: eb170539-9e1c-4e92-bf4f-1d09534fdca2 createDate: '2020-04-10T02:13:30.000Z' updateDate: '2020-04-10T02:13:30.000Z' '400': $ref: '#/components/responses/BadRequest' '401': $ref: '#/components/responses/NotAuthorized' security: - bearerAuth: [] components: schemas: PixFiatAccountCreationRequest: type: object required: - idempotencyKey - name - accountNumber - ispb - branchCode - taxId - accountType properties: idempotencyKey: $ref: '#/components/schemas/IdempotencyKey' name: type: string description: Name of the beneficiary. example: CIRCLE INTERNET FINANCIAL INC accountNumber: type: string description: Beneficiary account number. example: '322286803' ispb: type: string description: Beneficiary ISPB. example: '68033222' branchCode: type: string description: Beneficiary account branch code. example: '123' taxId: type: string description: Beneficiary Tax ID. example: '57112345675712' accountType: $ref: '#/components/schemas/PixAccountType' PixFiatAccountResponse: type: object required: - id - status - description - trackingRef - fingerprint - createDate - updateDate - transferTypesInfo properties: id: $ref: '#/components/schemas/Id' status: $ref: '#/components/schemas/ExternalFiatAccountStatus' description: type: string description: Bank name plus last four digits of the PIX account number. example: BTG Pactual ****0010 trackingRef: type: string description: >- Wire tracking ref that needs to be set in the wire reference to beneficiary field. example: CIR13FB13A transferTypesInfo: type: object description: >- A map which shows transfer types supported on this account as well as additional information for each. For PIX accounts this will always only show information for PIX transfers. additionalProperties: $ref: '#/components/schemas/TransferTypeInfo' example: pix: currencies: - BRL riskEvaluation: $ref: '#/components/schemas/RiskEvaluation' policyEvaluation: $ref: '#/components/schemas/PolicyEvaluation' fingerprint: $ref: '#/components/schemas/Fingerprint' createDate: $ref: '#/components/schemas/UtcTimestamp' updateDate: $ref: '#/components/schemas/UtcTimestamp' IdempotencyKey: type: string description: >- Universally unique identifier (UUID v4) idempotency key. This key is utilized to ensure exactly-once execution of mutating requests. format: uuid example: ba943ff1-ca16-49b2-ba55-1057e70ca5c7 PixAccountType: type: string title: Account type description: Beneficiary account type. enum: - checking - savings - salary - prepaid example: checking Id: type: string description: Unique system generated identifier for the entity. format: uuid example: b8627ae8-732b-4d25-b947-1df8f4007a29 ExternalFiatAccountStatus: description: >- Status of the account. A `pending` status indicates that the linking is in-progress; `complete` indicates the account was linked successfully; `failed` indicates it failed. type: string enum: - pending - complete - failed TransferTypeInfo: type: object required: - currencies description: Additional information for specific transfer type. properties: currencies: type: array uniqueItems: true items: $ref: '#/components/schemas/FiatCurrency' additionalProperties: description: Additional properties that apply to specific transfer type. type: object properties: transactionLimits: type: integer description: Transaction amount limit for the transfer type. example: 100000 RiskEvaluation: type: object description: >- Results of risk evaluation. Only present if the payment is denied by Circle's risk service. nullable: true properties: decision: description: Enumerated decision of the account. type: string enum: - approved - denied - review reason: description: Risk reason for the definitive decision outcome. type: string nullable: true example: '3000' PolicyEvaluation: type: object description: >- Results of policy evaluation. Only present if a policy decision has been recorded. nullable: true required: - status properties: status: description: Status of the policy evaluation. type: string enum: - approved - pending - rejected - expired - cancelled - failed example: approved Fingerprint: type: string description: >- A UUID that uniquely identifies the account number. If the same account is used more than once, each card object will have a different id, but the fingerprint will stay the same. example: eb170539-9e1c-4e92-bf4f-1d09534fdca2 UtcTimestamp: type: string description: ISO-8601 UTC date/time format. example: '2020-04-10T02:13:30.000Z' FiatCurrency: type: string description: Currency code. title: Currency enum: - USD - EUR - MXN - SGD - BRL headers: XRequestId: description: >- Universally unique identifier (UUID v4) for the request. Helpful for identifying a request when communicating with Circle support. schema: type: string format: uuid example: 2adba88e-9d63-44bc-b975-9b6ae3440dde responses: BadRequest: description: The request cannot be processed due to a client error. headers: X-Request-Id: $ref: '#/components/headers/XRequestId' content: application/json: schema: type: object title: BadRequest required: - code - message properties: code: type: integer example: 400 message: type: string example: Something went wrong. example: code: 400 message: Bad request. examples: response: value: code: 400 message: Bad request. NotAuthorized: description: >- The request has not been applied because it lacks valid authentication credentials. headers: X-Request-Id: $ref: '#/components/headers/XRequestId' content: application/json: schema: type: object title: NotAuthorized required: - code - message properties: code: type: integer example: 400 message: type: string example: Something went wrong. example: code: 401 message: Malformed authorization. examples: response: value: code: 401 message: Malformed authorization. securitySchemes: bearerAuth: type: http scheme: bearer ````