> ## Documentation Index > Fetch the complete documentation index at: https://developers.circle.com/llms.txt > Use this file to discover all available pages before exploring further. # Create a wire bank account ## OpenAPI ````yaml openapi/account.yaml post /v1/businessAccount/banks/wires openapi: 3.0.2 info: version: ${version} title: Core Functionality description: > All of Circle's APIs share a common set of core functionality that lets you manage your Circle Account in a programmatic way. With a Circle Account your business can deposit traditional money from 80+ countries and seamlessly convert them into "digital currency dollars": USDC. You can then use USDC for everyday payments and treasury flows. servers: - url: https://api-sandbox.circle.com - url: https://api.circle.com security: [] tags: - name: Balances description: Get information on settled and unsettled balances. - name: Payouts description: Create and get information on 1st party payouts. - name: Wires description: >- Create, get instructions, and get information on 1st party bank accounts for wire transfers. - name: CUBIX description: Create and get information on CUBIX accounts. - name: PIX description: Create and get information on PIX accounts. - name: Transfers description: Create and get information on 1st party transfers. - name: Addresses description: Generate and get information on blockchain addresses. - name: Deposits description: Get information on 1st party deposits. - name: Payments description: Create, cancel, refund, and get updates on card payments. - name: Settlement Bank Routing description: View and manage settlement bank routing preferences for fiat accounts. - name: Reporting description: >- Retrieve transaction and balance reports, including ISO 20022 (CAMT.053) statements and managed-payment reports. paths: /v1/businessAccount/banks/wires: post: tags: - Wires summary: Create a wire bank account operationId: createBusinessWireAccount requestBody: content: application/json: schema: $ref: '#/components/schemas/WireCreationRequest' responses: '201': description: Successfully created a bank account for wire transfers. headers: X-Request-Id: $ref: '#/components/headers/XRequestId' content: application/json: schema: title: CreateBusinessWireAccountResponse properties: data: $ref: '#/components/schemas/Wire' examples: response: value: data: id: b8627ae8-732b-4d25-b947-1df8f4007a29 type: wire status: pending description: WELLS FARGO BANK, NA ****0010 trackingRef: CIR13FB13A transferTypesInfo: wire: currencies: - USD - EUR rtgs: currencies: - USD fingerprint: eb170539-9e1c-4e92-bf4f-1d09534fdca2 billingDetails: name: Satoshi Nakamoto city: Boston country: US line1: 100 Money Street line2: Suite 1 district: MA postalCode: '01234' bankAddress: bankName: SAN FRANCISCO city: SAN FRANCISCO country: US line1: 100 Money Street line2: Suite 1 district: CA createDate: '2020-04-10T02:13:30.000Z' updateDate: '2020-04-10T02:13:30.000Z' virtualAccountEnabled: false '400': $ref: '#/components/responses/BadRequest' '401': $ref: '#/components/responses/NotAuthorized' security: - bearerAuth: [] components: schemas: WireCreationRequest: type: object description: >- Request object used to create a bank account (wires). Different fields are required depending on the bank country, see the guide documentation for the list of supported bank countries along with which ones support IBAN. oneOf: - $ref: '#/components/schemas/WireCreationRequestUs' - $ref: '#/components/schemas/WireCreationRequestIban' - $ref: '#/components/schemas/WireCreationRequestAccountNumber' Wire: type: object required: - id - status - description - trackingRef - fingerprint - billingDetails - createDate - updateDate properties: id: $ref: '#/components/schemas/Id' type: type: string description: The type of the bank account. example: wire status: $ref: '#/components/schemas/ExternalFiatAccountStatus' description: type: string description: Bank name plus last four digits of the bank account number or IBAN. example: WELLS FARGO BANK, NA ****0010 trackingRef: type: string description: >- Wire tracking ref that needs to be set in the wire reference to beneficiary field. example: CIR13FB13A transferTypesInfo: type: object description: >- A map which shows transfer types supported on this account as well as additional information for each. additionalProperties: $ref: '#/components/schemas/TransferTypeInfo' example: wire: currencies: - USD - EUR rtgs: currencies: - USD fingerprint: $ref: '#/components/schemas/Fingerprint' billingDetails: $ref: '#/components/schemas/BillingDetails' bankAddress: $ref: '#/components/schemas/BankAddress' createDate: $ref: '#/components/schemas/UtcTimestamp' updateDate: $ref: '#/components/schemas/UtcTimestamp' virtualAccountEnabled: type: boolean description: Whether virtual account applies to the bank account. example: false WireCreationRequestUs: type: object title: US Bank Account description: Relevant fields for U.S. bank accounts. required: - idempotencyKey - accountNumber - routingNumber - billingDetails - bankAddress properties: idempotencyKey: $ref: '#/components/schemas/IdempotencyKey' accountNumber: description: Account number that identifies the bank account. type: string example: '12340010' minLength: 6 maxLength: 35 routingNumber: description: >- ABA routing number for the bank account. Note this has to be specific for bank wire transfers. type: string example: '121000248' billingDetails: $ref: '#/components/schemas/BillingDetails' bankAddress: $ref: '#/components/schemas/BankAddress' WireCreationRequestIban: type: object title: Non US Bank Account - IBAN Supported description: Relevant fields for non-U.S. bank accounts that support IBAN. required: - idempotencyKey - iban - billingDetails - bankAddress properties: idempotencyKey: $ref: '#/components/schemas/IdempotencyKey' iban: description: International Bank Account Number (IBAN) for the bank account. type: string example: DE31100400480532013000 billingDetails: $ref: '#/components/schemas/BillingDetails' bankAddress: $ref: '#/components/schemas/BankAddressIbanSupported' WireCreationRequestAccountNumber: type: object title: Non US Bank Account - IBAN Not Supported description: Relevant fields for non-U.S. banks that do NOT support IBAN. required: - idempotencyKey - accountNumber - routingNumber - billingDetails - bankAddress properties: idempotencyKey: $ref: '#/components/schemas/IdempotencyKey' accountNumber: description: Account number that identifies the bank account. type: string example: 321800123 minLength: 6 maxLength: 35 routingNumber: description: The bank's SWIFT / BIC code. type: string example: SBININBB354 billingDetails: $ref: '#/components/schemas/BillingDetails' bankAddress: $ref: '#/components/schemas/BankAddressNonIban' Id: type: string description: Unique system generated identifier for the entity. format: uuid example: b8627ae8-732b-4d25-b947-1df8f4007a29 ExternalFiatAccountStatus: description: >- Status of the account. A `pending` status indicates that the linking is in-progress; `complete` indicates the account was linked successfully; `failed` indicates it failed. type: string enum: - pending - complete - failed TransferTypeInfo: type: object required: - currencies description: Additional information for specific transfer type. properties: currencies: type: array uniqueItems: true items: $ref: '#/components/schemas/FiatCurrency' additionalProperties: description: Additional properties that apply to specific transfer type. type: object properties: transactionLimits: type: integer description: Transaction amount limit for the transfer type. example: 100000 Fingerprint: type: string description: >- A UUID that uniquely identifies the account number. If the same account is used more than once, each card object will have a different id, but the fingerprint will stay the same. example: eb170539-9e1c-4e92-bf4f-1d09534fdca2 BillingDetails: type: object required: - name - city - country - line1 - postalCode properties: name: type: string description: Full name of the card or bank account holder. maxLength: 1024 example: Satoshi Nakamoto city: type: string description: City portion of the address. maxLength: 1024 example: Boston country: type: string description: >- Country portion of the address. Formatted as a two-letter country code specified in ISO 3166-1 alpha-2. maxLength: 2 example: US line1: type: string description: Line one of the street address. maxLength: 1024 example: 100 Money Street line2: type: string description: Line two of the street address. maxLength: 1024 example: Suite 1 district: description: >- State / County / Province / Region portion of the address. If the country is US or Canada, then district is required and should use the two-letter code for the subdivision. type: string maxLength: 16 example: MA postalCode: type: string description: Postal / ZIP code of the address. maxLength: 16 example: '01234' BankAddress: type: object description: >- The address details for the bank, as provided during bank account creation. required: - country properties: bankName: type: string description: >- Name of the bank. This property is required for bank accounts outside of the US that do not support IBAN' maxLength: 35 example: SAN FRANCISCO city: type: string description: >- City portion of the address. This property is required for bank accounts outside of the US. maxLength: 35 example: SAN FRANCISCO country: type: string description: >- Country portion of the address. Formatted as a two-letter country code specified in ISO 3166-1 alpha-2. maxLength: 2 example: US line1: type: string description: Line one of the street address. maxLength: 35 example: 100 Money Street line2: type: string description: Line two of the street address. maxLength: 35 example: Suite 1 district: type: string description: >- State / County / Province / Region portion of the address. US and Canada use the two-letter code for the subdivision. maxLength: 16 example: CA UtcTimestamp: type: string description: ISO-8601 UTC date/time format. example: '2020-04-10T02:13:30.000Z' IdempotencyKey: type: string description: >- Universally unique identifier (UUID v4) idempotency key. This key is utilized to ensure exactly-once execution of mutating requests. format: uuid example: ba943ff1-ca16-49b2-ba55-1057e70ca5c7 BankAddressIbanSupported: type: object description: The address of the bank. City and country fields are required. required: - city - country properties: bankName: type: string description: >- Name of the bank. This property is required for bank accounts outside of the US that do not support IBAN' maxLength: 35 example: SAN FRANCISCO city: type: string description: >- City portion of the address. This property is required for bank accounts outside of the US. maxLength: 1024 example: SAN FRANCISCO country: type: string description: >- Country portion of the address. Formatted as a two-letter country code specified in ISO 3166-1 alpha-2. maxLength: 2 example: US line1: type: string description: Line one of the street address. maxLength: 35 example: 100 Money Street line2: type: string description: Line two of the street address. maxLength: 35 example: Suite 1 district: type: string description: >- State / County / Province / Region portion of the address. US and Canada use the two-letter code for the subdivision. maxLength: 16 example: CA BankAddressNonIban: type: object description: The address of the bank. BankName, City and Country fields are required. required: - bankName - city - country properties: bankName: type: string description: >- Name of the bank. This property is required for bank accounts outside of the US that do not support IBAN' maxLength: 35 example: SAN FRANCISCO city: type: string description: >- City portion of the address. This property is required for bank accounts outside of the US. maxLength: 1024 example: SAN FRANCISCO country: type: string description: >- Country portion of the address. Formatted as a two-letter country code specified in ISO 3166-1 alpha-2. maxLength: 2 example: US line1: type: string description: Line one of the street address. maxLength: 35 example: 100 Money Street line2: type: string description: Line two of the street address. maxLength: 35 example: Suite 1 district: type: string description: >- State / County / Province / Region portion of the address. US and Canada use the two-letter code for the subdivision. maxLength: 16 example: CA FiatCurrency: type: string description: Currency code. title: Currency enum: - USD - EUR - MXN - SGD - BRL headers: XRequestId: description: >- Universally unique identifier (UUID v4) for the request. Helpful for identifying a request when communicating with Circle support. schema: type: string format: uuid example: 2adba88e-9d63-44bc-b975-9b6ae3440dde responses: BadRequest: description: The request cannot be processed due to a client error. headers: X-Request-Id: $ref: '#/components/headers/XRequestId' content: application/json: schema: type: object title: BadRequest required: - code - message properties: code: type: integer example: 400 message: type: string example: Something went wrong. example: code: 400 message: Bad request. examples: response: value: code: 400 message: Bad request. NotAuthorized: description: >- The request has not been applied because it lacks valid authentication credentials. headers: X-Request-Id: $ref: '#/components/headers/XRequestId' content: application/json: schema: type: object title: NotAuthorized required: - code - message properties: code: type: integer example: 400 message: type: string example: Something went wrong. example: code: 401 message: Malformed authorization. examples: response: value: code: 401 message: Malformed authorization. securitySchemes: bearerAuth: type: http scheme: bearer ````