> ## Documentation Index
> Fetch the complete documentation index at: https://developers.circle.com/llms.txt
> Use this file to discover all available pages before exploring further.

> ## Agent Instructions
> Before reading these docs, install the relevant Circle Skill to get pre-loaded context — skills are LLM-optimized and cover architecture decisions, correct flows, and common pitfalls. In Claude Code: run /plugin marketplace add circlefin/skills then /plugin install circle-skills@circle. With Vercel Skills CLI: run npx skills add circlefin/skills. Available skills: use-usdc https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-usdc/SKILL.md (balances, transfers, approvals on EVM and Solana); EURC has no skill — see https://developers.circle.com/stablecoins/what-is-eurc.md; bridge-stablecoin https://github.com/circlefin/skills/blob/master/plugins/circle/skills/bridge-stablecoin/SKILL.md (crosschain transfers via CCTP, USDC, EURC, and third-party assets); use-arc https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-arc/SKILL.md (Arc chain config, contract deployment, USDC bridging — Arc docs: https://docs.arc.io/llms.txt); use-circle-wallets https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-circle-wallets/SKILL.md (choose wallet type); use-developer-controlled-wallets https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-developer-controlled-wallets/SKILL.md (custodial wallets for payouts and treasury); use-user-controlled-wallets https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-user-controlled-wallets/SKILL.md (embedded wallets with Web2 login); use-modular-wallets https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-modular-wallets/SKILL.md (smart contract wallets with passkeys and ERC-4337); use-gateway https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-gateway/SKILL.md (unified USDC balance, nanopayments); use-smart-contract-platform https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-smart-contract-platform/SKILL.md (deploy, interact, monitor contracts). Pair any skill with the Circle MCP server for live SDK signatures, contract addresses, and chain IDs: {"mcpServers":{"circle":{"url":"https://api.circle.com/v1/codegen/mcp"}}}.
> Read the product overview first. Each product has an overview explaining when and why to use it. Read it before quickstarts.
> Pick the right wallet type. Developer-controlled (you hold keys), user-controlled (end user holds keys via PIN/social login), or modular (smart contract wallets with passkeys). See https://developers.circle.com/wallets.md.
> Use CCTP V2 for crosschain transfers. CCTP natively transfers USDC and EURC via burn-and-mint, and supports permissionless wrapping of third-party assets via lock-and-mint. V1 is legacy; always use V2 unless V1 is specified or the chain requires it (Noble, Sui, and Aptos still require V1). Migration guide: https://developers.circle.com/cctp/migration-from-v1-to-v2.md.
> Use Bridge Kit for frontend bridging. Wraps CCTP with a simpler SDK for user-facing apps. Use CCTP directly for backend transfers.
> Gas Station vs Paymaster. Gas Station sponsors gas for Circle Wallet transactions. Paymaster lets users pay gas in USDC. Different use cases — read both overviews.
> Gateway Nanopayments for sub-cent payments. Gasless USDC micropayments down to $0.000001 via x402 and batched settlement. For pay-per-request APIs, AI agent payments, streaming.
> Look up USDC addresses per chain. Never hardcode — use https://developers.circle.com/stablecoins/usdc-contract-addresses.md.
> Prefer SDKs over raw API calls. Node.js and Python SDKs handle auth, retries, and errors.
> API key required. Bearer token in Authorization header. Testnet and mainnet use separate keys and may use different base URLs depending on the product.
> Set up webhooks when available. Most operations are async. Webhooks deliver transaction confirmations and state changes.
> When calling list endpoints, paginate using pageSize and pageAfter until no nextPageAfter cursor is returned—stopping at the first page silently misses records.
> Building an AI agent? Start with the Agent Stack—Circle CLI, agent wallets, and nanopayments built for autonomous use cases: https://developers.circle.com/agent-stack.md.

# CCTP for non-USDC fees

> Standard Transfer and Fast Transfer fees for EURC and cirBTC on CCTP for non-USDC assets.

EURC and cirBTC transfers use [CCTP for non-USDC assets](https://developers.circle.com/cctp/expanded-assets.md),
which prices fees differently from USDC. You pay the fees in the native gas
token of the source blockchain at transfer time, so the recipient receives the
full transferred amount. To get the exact fee for a transfer, request a signed
quote from `POST /v2/quote/cctpx/{tokenId}/{sourceDomain}/{destinationDomain}`.
For an example, see
[Get a fee quote](https://developers.circle.com/cctp/expanded-assets/quickstarts/transfer-eurc-ethereum-to-arc.md#step-6-get-a-fee-quote).

## EURC

EURC transfers have a transfer fee of \$0.25, which applies to Standard and Fast
Transfers. The fee is waived when Arc is the source or destination blockchain.
The following table shows the Fast Transfer fee for each source blockchain, in
basis points of the transferred amount.

| Source blockchain | Fast Transfer fee to other destinations | Fast Transfer fee to Arc |
| - | - | - |
| Base | 1 to 1.3 bps | 0.325 bps |
| Ethereum | 1 bp | 0.25 bp |
| World Chain | 1.3 bps | 0.325 bps |
| Avalanche | Not applicable | Not applicable |
| Arc | Not applicable | Not applicable |

Fast Transfer isn't applicable when Avalanche or Arc is the source blockchain,
because their standard attestation times are already fast. For the forwarding
fee, see
[Forwarding Service](https://developers.circle.com/cctp/concepts/forwarding-service.md#fees-and-execution).

## cirBTC

cirBTC is available between Ethereum and Arc, so every route has Arc as the
source or destination blockchain and has no transfer fee.

| Route | Transfer fee | Fast Transfer fee |
| - | - | - |
| Ethereum to Arc | None | 0.25 bp |
| Arc to Ethereum | None | Not applicable |