Amounts & Limits
Payment Method | Type of Flow | Minimum Payment Amount | Maximum Payment Amount |
---|---|---|---|
Debit & credit cards | Payments | $0.50 | N/A |
Wire transfer | Payments | N/A | N/A |
Wire transfer | Payouts | N/A | N/A |
SEPA transfer | Payments | $0.01 | Credit: $999,999,999 Instant: $100,000 |
SEPA transfer | Payouts | $0.01 | Credit: $3,000,000 Instant: $3,000,000 |
Card Payments
As Circle charges a processing fee that includes a fixed amount and a percentage for card payments, we enforce a minimum amount when creating a payment. This is to make sure that you don’t lose money on a payment.
There are no maximum card payment amount constraints. Obviously, the underlying card networks might apply constraints that are outside of our control.
Bank Wire Transfers
No minimum or maximum amount constraints apply to bank wire transfers processed by Circle (whether payments or payouts). Your bank might restrict bank wire transfers you initiate below certain thresholds.
SEPA Transfers
Payments using SEPA credit transfer must be less than a $1 billion per transfer. While SEPA instant transfers have a maximum of $100,000 per transfer.
Payouts using SEPA credit or instant transfers are limited to a maximum of $3 million per transfer.
SEPA credit and instant transfers require a minimum of $0.01.
Other Payment Methods 🔜
We're constantly working on new payments rails support. We will publish the parameters for maximum and minimum amounts on those payment methods once they become available.
Limits
There are no pre-defined limits to the individual or aggregate payments / payouts amounts you can originate via API. Depending on the payment method, Circle might reserve the right to request that you maintain a minimum balance on your Circle account.
Updated 4 days ago