_Our Payments API is an easy-to-implement API that lets you accept payment from debit/credit cards and crypto wallets and receive settlement in [USDC](🔗). It is designed to be used by any kind of business or internet commerce, not just crypto applications._
With the Circle Payments API you can:
Build a credit/debit card on-ramp for your crypto exchange.
Take card deposits for your savings, lending, investing, or P2P payments product.
Payments are supported in [multiple countries](🔗) and vary based on the payment rail.
# Getting Started
There are three basic ways to get started with the Circle Payments API.
CARDS: Use our [Card Payments Quickstart guide](🔗) to get a sample web application up and running, then process your first card payment that settles in [USDC](🔗) in a few minutes.
CARDS: See how [card payments](🔗) work in more detail.
CRYPTO: Use our [Crypto Payments Quickstart guide](🔗) to get a sample web application up and running and process your first crypto payment that settles in [USDC](🔗) or the payments source currency.
# More resources
After trying the quick payment projects above, dig deeper into our documents to discover Circle’s:
[Supported payment methods](🔗)
[Minimum / maximum payment amounts and limits](🔗)
[Note on idempotent requests](🔗)
You’ll also benefit from the additional insight here:
[Why verifying card details is important](🔗)
[What to do post-payments processing](🔗)
# Ready for the next step?
After experimenting with our APIs, you’ll want to start building test integrations in sandbox prior to moving into production. Start by [applying for a Circle Account](🔗). We'll be happy to walk you through the next steps.