The Circle Payments API allows you to take payments from your end users via traditional methods such as debit & credit cards, bank accounts (wires and ACH), etc., and receive settlement in USDC.
The Circle Payments API has been designed with any business or internet commerce in mind, not just crypto applications, and it's based on Circle's extensive experience processing millions of card payments since 2014.
With the Circle Payments API you can:
- Take card, wire, or ACH payments for goods or services on your commerce app or website.
- Build a credit/debit card or wire/ACH transfer on-ramp for your crypto exchange.
- Take card or wire/ACH deposits for your savings, lending, investing or P2P payments product.
- Issue payouts to your end users' bank accounts via wire transfer or ACH.
Payments are supported in multiple countries and vary based on the payment rail.
There are three basic ways to get started with the Circle Payments API.
- You can check our Card Payments Quickstart guide to get a sample web application up and running and process your first card payment that settles in USDC in a few minutes.
- You can look into how accepting card payments works in more detail, and take your time along every step of the way.
- You can check our Wire Payments Quickstart to get a sample web application up and running and process your first bank wire payment that settles in USDC in a few minutes.
Once you are done getting started, don't forget to check some more details such as:
- Supported payment methods;
- Supported countries;
- Supported currencies;
- Minimum / maximum payment amounts and limits;
- Note on idempotent requests.
If you are in advanced stages of experimenting with our APIs and want to plan moving to production, start by applying for a Circle Account and subsequently reach out to sales. We'll be happy to walk you through to the next steps.
We can't wait to see what you are going to build!
Updated 6 months ago