As Circle charges a processing fee that includes a fixed amount and a percentage for card payments, we enforce a minimum amount when creating a payment. This is to make sure that you don’t lose money on a payment.
There are no maximum card payment amount constraints. Obviously, the underlying card networks might apply constraints that are outside of our control.
There are no minimum or maximum amount constraints applicable to bank wire transfers processed by Circle (whether payments or payouts). Your bank might restrict bank wire transfers you initiate below certain thresholds.
Payments using ACH are limited to a maximum value of $25,000 per transaction. This limit applies to ACH payouts as well.
ACH payments and payouts both require a minimum of $0.50.
We're constantly working on new payments rails support. We will publish the parameters for maximum and minimum amounts on those payment methods once they become available.
|Payment Method||Type of Flow||Minimum Payment Amount||Maximum Payment Amount|
|Debit & credit cards||Payments||$0.50||N/A|
|Bank accounts via ACH||Payments||To be confirmed 🔜||To be confirmed 🔜|
|Bank accounts via ACH||Payouts||To be confirmed 🔜||To be confirmed 🔜|
|Bank accounts via wire transfer||Payments||N/A||N/A|
|Bank accounts via wire transfer||Payouts||N/A||N/A|
There are no pre-defined limits to the individual or aggregate payments / payouts amounts you can originate via API. Depending on the payment method, Circle might reserve the right to request that you maintain a minimum balance on your Circle account.
Updated 5 months ago