Circle APIs Documentation

Learn how to integrate with Circle APIs to accept traditional and stablecoin payments, embed digital wallets into your product or service, or power your internet marketplace.

Amounts & Limits

Minimum and Maximum Amounts

Card Payments

As Circle charges a processing fee that includes a fixed amount and a percentage for card payments, we enforce a minimum amount when creating a payment. This is to make sure that you don’t lose money on a payment.

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There are no maximum card payment amount constraints. Obviously, the underlying card networks might apply constraints that are outside of our control.

Bank Wire Transfers

There are no minimum or maximum amount constraints applicable to bank wire transfers processed by Circle (whether payments or payouts). Your bank might restrict bank wire transfers you initiate below certain thresholds.

Other Payment Methods 🔜

We're constantly working on new payments rails support, such as ACH, etc. We will publish the parameters for maximum and minimum amounts on those payment methods once they become available.

Minimum and Maximum Amounts Table

Payment Method

Type of Flow

Minimum Payment Amount

Maximum Payment Amount

Debit & credit cards

Payments

$0.50

N/A

Bank accounts via ACH

Payments

To be confirmed 🔜

To be confirmed 🔜

Bank accounts via ACH

Payouts

To be confirmed 🔜

To be confirmed 🔜

Bank accounts via wire transfer

Payments

N/A

N/A

Bank accounts via wire transfer

Payouts

N/A

N/A

Limits

There are no pre-defined limits to the individual or aggregate payments / payouts amounts you can originate via API. Depending on the payment method, Circle might reserve the right to request that you maintain a minimum balance on your Circle account.

Updated 10 days ago


Amounts & Limits


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