curl --request GET \
  --url https://api.circle.com/v1/cpn/payments/{paymentId} \
  --header 'Authorization: Bearer <token>'

{
  "data": {
    "id": "c4d1da72-111e-4d52-bdbf-2e74a2d803d5",
    "quoteId": "custom_ref_id",
    "paymentMethodType": "SPEI",
    "blockchain": "ETH-SEPOLIA",
    "senderAddress": "0xe01be9cdd9e744ae6a709794bfe531ec3ec0671c",
    "refCode": "custom_ref_id",
    "customerRefId": "custom_ref_id",
    "expireDate": "2023-01-01T12:04:05Z",
    "createDate": "2023-01-01T12:04:05Z",
    "status": "COMPLETED",
    "useCase": "B2B",
    "reasonForPayment": "PMT001",
    "sourceAmount": {
      "amount": "110.270000",
      "currency": "USDC"
    },
    "destinationAmount": {
      "amount": "183.24",
      "currency": "MXN"
    },
    "fees": {
      "breakdown": [
        {
          "amount": {
            "amount": "0.240000",
            "currency": "USDC"
          },
          "type": "BFI_TRANSACTION_FEE"
        }
      ],
      "totalAmount": {
        "amount": "110.270000",
        "currency": "USDC"
      }
    },
    "beneficiaryRefId": "custom_ref_id",
    "fiatNetworkPaymentRef": "custom_ref_id",
    "failureReason": "CANCELLED",
    "failureCode": "PM01001",
    "activeRfi": {
      "id": "c4d1da72-111e-4d52-bdbf-2e74a2d803d5",
      "paymentId": "c4d1da72-111e-4d52-bdbf-2e74a2d803d5",
      "status": "APPROVED",
      "level": "LEVEL_1",
      "expireDate": "2023-01-01T12:04:05Z",
      "certificate": {
        "id": "c4d1da72-111e-4d52-bdbf-2e74a2d803d5",
        "certPem": "LS0tLS1CRUdJT...",
        "domain": "api.circle.com",
        "jwk": {
          "crv": "P-256",
          "kid": "263521881931753643998528753619816524468853605762",
          "kty": "EC",
          "x": "KnxBe8fb2mL_Ve9-tqjGSkGgE9f0yohMkAvH_InaFtE",
          "y": "D41cVUpiKcey4LJKNFtUtmVHDWRmhjZapPLfryX5b1o"
        }
      },
      "fieldRequirements": {
        "version": 1,
        "schema": {
          "type": "object",
          "$defs": {
            "address": {
              "type": "object",
              "required": [
                "street",
                "city",
                "country"
              ],
              "properties": {
                "city": {
                  "type": "string",
                  "description": "City name"
                },
                "street": {
                  "type": "string",
                  "description": "Street address"
                },
                "country": {
                  "type": "string",
                  "pattern": "^[A-Z]{2}$",
                  "description": "Country code (e.g., US, GB)"
                },
                "postalCode": {
                  "type": "string",
                  "description": "Postal or ZIP code"
                },
                "stateProvince": {
                  "type": "string",
                  "description": "State or province"
                }
              },
              "description": "Full address"
            },
            "individual": {
              "type": "object",
              "required": [
                "name",
                "address",
                "dateOfBirth"
              ],
              "properties": {
                "name": {
                  "type": "string",
                  "description": "Individual's full name"
                },
                "address": {
                  "ref": "#/$defs/address"
                },
                "dateOfBirth": {
                  "type": "string",
                  "format": "date",
                  "description": "Individual's date of birth (YYYY-MM-DD)"
                }
              },
              "description": "Individual's RFI data"
            },
            "beneficiaryOwner": {
              "type": "object",
              "required": [
                "name",
                "address",
                "dateOfBirth",
                "percentage"
              ],
              "properties": {
                "name": {
                  "type": "string",
                  "description": "Individual's full name"
                },
                "address": {
                  "ref": "#/$defs/address"
                },
                "percentage": {
                  "type": "number",
                  "description": "Company ownership percentage"
                },
                "dateOfBirth": {
                  "type": "string",
                  "format": "date",
                  "description": "Individual's date of birth (YYYY-MM-DD)"
                }
              },
              "description": "Beneficiary owner's RFI data"
            },
            "intermediaryBeneficiaryOwner": {
              "type": "object",
              "required": [
                "name",
                "address",
                "dateOfFormation",
                "countryOfFormation",
                "percentage"
              ],
              "properties": {
                "name": {
                  "type": "string",
                  "description": "Business legal name"
                },
                "address": {
                  "ref": "#/$defs/address"
                },
                "percentage": {
                  "type": "number",
                  "description": "Company ownership percentage"
                },
                "dateOfFormation": {
                  "type": "string",
                  "format": "date",
                  "description": "Company formation date (YYYY-MM-DD)"
                },
                "countryOfFormation": {
                  "type": "string",
                  "pattern": "^[A-Z]{2}$",
                  "description": "Entity formation country"
                }
              },
              "description": "Intermediary beneficiary owner's RFI data"
            }
          },
          "title": "RFI Requirements",
          "$schema": "https://json-schema.org/draft/2020-12/schema",
          "required": [
            "SOURCE_OF_FUNDS",
            "METHOD_OF_VERIFICATION",
            "NAME",
            "TRADE_NAME",
            "NATIONAL_IDENTIFICATION_NUMBER",
            "DATE_OF_FORMATION",
            "COUNTRY_OF_FORMATION",
            "ENTITY_TYPE",
            "INDUSTRY_TYPE",
            "ADDRESS",
            "AUTHORIZED_SIGNATORIES",
            "BENEFICIARY_OWNERSHIP"
          ],
          "properties": {
            "NAME": {
              "type": "string",
              "description": "Business legal registered name"
            },
            "EMAIL": {
              "type": "string",
              "description": "Business contact email address"
            },
            "PHONE": {
              "type": "string",
              "description": "Business contact phone number"
            },
            "ADDRESS": {
              "ref": "#/$defs/address"
            },
            "WEBSITE": {
              "type": "string",
              "description": "Business website URL"
            },
            "TRADE_NAME": {
              "type": "string",
              "description": "Business trade name or DBA (Doing Business As)"
            },
            "ENTITY_TYPE": {
              "type": "string",
              "description": "Business structure type (Corporation, LLC, Partnership, etc.)"
            },
            "INDUSTRY_TYPE": {
              "type": "string",
              "description": "Business activity classification"
            },
            "SOURCE_OF_FUNDS": {
              "type": "string",
              "description": "Transaction source of funds"
            },
            "DATE_OF_FORMATION": {
              "type": "string",
              "format": "date",
              "description": "Company formation date (YYYY-MM-DD)"
            },
            "BENEFICIARY_OWNERS": {
              "ref": "#/$defs/beneficiaryOwner"
            },
            "COUNTRY_OF_FORMATION": {
              "type": "string",
              "pattern": "^[A-Z]{2}$",
              "description": "Entity formation country"
            },
            "BENEFICIARY_OWNERSHIP": {
              "type": "boolean",
              "description": "Whether any individuals or intermediaries own 25% or more of the company"
            },
            "AUTHORIZED_SIGNATORIES": {
              "ref": "#/$defs/individual"
            },
            "METHOD_OF_VERIFICATION": {
              "type": "string",
              "description": "Verification method used"
            },
            "NATIONAL_IDENTIFICATION_NUMBER": {
              "type": "string",
              "description": "Business identification number (e.g., Tax ID)"
            },
            "INTERMEDIARY_BENEFICIARY_OWNERS": {
              "ref": "#/$defs/intermediaryBeneficiaryOwner"
            }
          },
          "description": "RFI Data Requirements"
        }
      },
      "fileRequirements": [
        "FORMATION_DOCUMENT"
      ]
    },
    "rfis": [
      {
        "id": "c4d1da72-111e-4d52-bdbf-2e74a2d803d5",
        "status": "APPROVED"
      }
    ],
    "onChainTransactions": [
      {
        "id": "c4d1da72-111e-4d52-bdbf-2e74a2d803d5",
        "status": "PENDING"
      }
    ],
    "fiatSettlementTime": {
      "max": "3",
      "min": "1",
      "unit": "DAYS"
    },
    "refunds": [
      {
        "id": "c4d1da72-111e-4d52-bdbf-2e74a2d803d5",
        "status": "CREATED",
        "amount": {
          "amount": "110.270000",
          "currency": "USDC"
        },
        "transactionHash": "<string>"
      }
    ],
    "metadata": {},
    "statusAddendum": "IN_MANUAL_REVIEW"
  }
}