curl --request GET \
--url https://api.circle.com/v1/cpn/payments/{paymentId}/rfis/{rfiId} \
--header 'Authorization: Bearer <token>'{
"data": {
"id": "c4d1da72-111e-4d52-bdbf-2e74a2d803d5",
"paymentId": "c4d1da72-111e-4d52-bdbf-2e74a2d803d5",
"status": "APPROVED",
"level": "LEVEL_1",
"expireDate": "2023-01-01T12:04:05Z",
"certificate": {
"id": "c4d1da72-111e-4d52-bdbf-2e74a2d803d5",
"certPem": "LS0tLS1CRUdJT...",
"domain": "api.circle.com",
"jwk": {
"crv": "P-256",
"kid": "263521881931753643998528753619816524468853605762",
"kty": "EC",
"x": "KnxBe8fb2mL_Ve9-tqjGSkGgE9f0yohMkAvH_InaFtE",
"y": "D41cVUpiKcey4LJKNFtUtmVHDWRmhjZapPLfryX5b1o"
}
},
"fieldRequirements": {
"version": 1,
"schema": {
"type": "object",
"$defs": {
"address": {
"type": "object",
"required": [
"street",
"city",
"country"
],
"properties": {
"city": {
"type": "string",
"description": "City name"
},
"street": {
"type": "string",
"description": "Street address"
},
"country": {
"type": "string",
"pattern": "^[A-Z]{2}$",
"description": "Country code (e.g., US, GB)"
},
"postalCode": {
"type": "string",
"description": "Postal or ZIP code"
},
"stateProvince": {
"type": "string",
"description": "State or province"
}
},
"description": "Full address"
},
"individual": {
"type": "object",
"required": [
"name",
"address",
"dateOfBirth"
],
"properties": {
"name": {
"type": "string",
"description": "Individual's full name"
},
"address": {
"ref": "#/$defs/address"
},
"dateOfBirth": {
"type": "string",
"format": "date",
"description": "Individual's date of birth (YYYY-MM-DD)"
}
},
"description": "Individual's RFI data"
},
"beneficiaryOwner": {
"type": "object",
"required": [
"name",
"address",
"dateOfBirth",
"percentage"
],
"properties": {
"name": {
"type": "string",
"description": "Individual's full name"
},
"address": {
"ref": "#/$defs/address"
},
"percentage": {
"type": "number",
"description": "Company ownership percentage"
},
"dateOfBirth": {
"type": "string",
"format": "date",
"description": "Individual's date of birth (YYYY-MM-DD)"
}
},
"description": "Beneficiary owner's RFI data"
},
"intermediaryBeneficiaryOwner": {
"type": "object",
"required": [
"name",
"address",
"dateOfFormation",
"countryOfFormation",
"percentage"
],
"properties": {
"name": {
"type": "string",
"description": "Business legal name"
},
"address": {
"ref": "#/$defs/address"
},
"percentage": {
"type": "number",
"description": "Company ownership percentage"
},
"dateOfFormation": {
"type": "string",
"format": "date",
"description": "Company formation date (YYYY-MM-DD)"
},
"countryOfFormation": {
"type": "string",
"pattern": "^[A-Z]{2}$",
"description": "Entity formation country"
}
},
"description": "Intermediary beneficiary owner's RFI data"
}
},
"title": "RFI Requirements",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"SOURCE_OF_FUNDS",
"METHOD_OF_VERIFICATION",
"NAME",
"TRADE_NAME",
"NATIONAL_IDENTIFICATION_NUMBER",
"DATE_OF_FORMATION",
"COUNTRY_OF_FORMATION",
"ENTITY_TYPE",
"INDUSTRY_TYPE",
"ADDRESS",
"AUTHORIZED_SIGNATORIES",
"BENEFICIARY_OWNERSHIP"
],
"properties": {
"NAME": {
"type": "string",
"description": "Business legal registered name"
},
"EMAIL": {
"type": "string",
"description": "Business contact email address"
},
"PHONE": {
"type": "string",
"description": "Business contact phone number"
},
"ADDRESS": {
"ref": "#/$defs/address"
},
"WEBSITE": {
"type": "string",
"description": "Business website URL"
},
"TRADE_NAME": {
"type": "string",
"description": "Business trade name or DBA (Doing Business As)"
},
"ENTITY_TYPE": {
"type": "string",
"description": "Business structure type (Corporation, LLC, Partnership, etc.)"
},
"INDUSTRY_TYPE": {
"type": "string",
"description": "Business activity classification"
},
"SOURCE_OF_FUNDS": {
"type": "string",
"description": "Transaction source of funds"
},
"DATE_OF_FORMATION": {
"type": "string",
"format": "date",
"description": "Company formation date (YYYY-MM-DD)"
},
"BENEFICIARY_OWNERS": {
"ref": "#/$defs/beneficiaryOwner"
},
"COUNTRY_OF_FORMATION": {
"type": "string",
"pattern": "^[A-Z]{2}$",
"description": "Entity formation country"
},
"BENEFICIARY_OWNERSHIP": {
"type": "boolean",
"description": "Whether any individuals or intermediaries own 25% or more of the company"
},
"AUTHORIZED_SIGNATORIES": {
"ref": "#/$defs/individual"
},
"METHOD_OF_VERIFICATION": {
"type": "string",
"description": "Verification method used"
},
"NATIONAL_IDENTIFICATION_NUMBER": {
"type": "string",
"description": "Business identification number (e.g., Tax ID)"
},
"INTERMEDIARY_BENEFICIARY_OWNERS": {
"ref": "#/$defs/intermediaryBeneficiaryOwner"
}
},
"description": "RFI Data Requirements"
}
},
"fileRequirements": [
"FORMATION_DOCUMENT"
]
}
}Retrieve details of a specific RFI for a payment. If the BFI initiates an RFI after the payment is created, the OFI will be notified via webhook. This webhook will detail what specific information the OFI needs to send.
After receiving the webhook. The OFI is expected to encrypt the requested data and send it to the BFI using CPN’s RFI submit endpoint. Failure to respond to an RFI will result in a failed payment. The OFI will receive webhooks with the decision based on the submitted information.
curl --request GET \
--url https://api.circle.com/v1/cpn/payments/{paymentId}/rfis/{rfiId} \
--header 'Authorization: Bearer <token>'{
"data": {
"id": "c4d1da72-111e-4d52-bdbf-2e74a2d803d5",
"paymentId": "c4d1da72-111e-4d52-bdbf-2e74a2d803d5",
"status": "APPROVED",
"level": "LEVEL_1",
"expireDate": "2023-01-01T12:04:05Z",
"certificate": {
"id": "c4d1da72-111e-4d52-bdbf-2e74a2d803d5",
"certPem": "LS0tLS1CRUdJT...",
"domain": "api.circle.com",
"jwk": {
"crv": "P-256",
"kid": "263521881931753643998528753619816524468853605762",
"kty": "EC",
"x": "KnxBe8fb2mL_Ve9-tqjGSkGgE9f0yohMkAvH_InaFtE",
"y": "D41cVUpiKcey4LJKNFtUtmVHDWRmhjZapPLfryX5b1o"
}
},
"fieldRequirements": {
"version": 1,
"schema": {
"type": "object",
"$defs": {
"address": {
"type": "object",
"required": [
"street",
"city",
"country"
],
"properties": {
"city": {
"type": "string",
"description": "City name"
},
"street": {
"type": "string",
"description": "Street address"
},
"country": {
"type": "string",
"pattern": "^[A-Z]{2}$",
"description": "Country code (e.g., US, GB)"
},
"postalCode": {
"type": "string",
"description": "Postal or ZIP code"
},
"stateProvince": {
"type": "string",
"description": "State or province"
}
},
"description": "Full address"
},
"individual": {
"type": "object",
"required": [
"name",
"address",
"dateOfBirth"
],
"properties": {
"name": {
"type": "string",
"description": "Individual's full name"
},
"address": {
"ref": "#/$defs/address"
},
"dateOfBirth": {
"type": "string",
"format": "date",
"description": "Individual's date of birth (YYYY-MM-DD)"
}
},
"description": "Individual's RFI data"
},
"beneficiaryOwner": {
"type": "object",
"required": [
"name",
"address",
"dateOfBirth",
"percentage"
],
"properties": {
"name": {
"type": "string",
"description": "Individual's full name"
},
"address": {
"ref": "#/$defs/address"
},
"percentage": {
"type": "number",
"description": "Company ownership percentage"
},
"dateOfBirth": {
"type": "string",
"format": "date",
"description": "Individual's date of birth (YYYY-MM-DD)"
}
},
"description": "Beneficiary owner's RFI data"
},
"intermediaryBeneficiaryOwner": {
"type": "object",
"required": [
"name",
"address",
"dateOfFormation",
"countryOfFormation",
"percentage"
],
"properties": {
"name": {
"type": "string",
"description": "Business legal name"
},
"address": {
"ref": "#/$defs/address"
},
"percentage": {
"type": "number",
"description": "Company ownership percentage"
},
"dateOfFormation": {
"type": "string",
"format": "date",
"description": "Company formation date (YYYY-MM-DD)"
},
"countryOfFormation": {
"type": "string",
"pattern": "^[A-Z]{2}$",
"description": "Entity formation country"
}
},
"description": "Intermediary beneficiary owner's RFI data"
}
},
"title": "RFI Requirements",
"$schema": "https://json-schema.org/draft/2020-12/schema",
"required": [
"SOURCE_OF_FUNDS",
"METHOD_OF_VERIFICATION",
"NAME",
"TRADE_NAME",
"NATIONAL_IDENTIFICATION_NUMBER",
"DATE_OF_FORMATION",
"COUNTRY_OF_FORMATION",
"ENTITY_TYPE",
"INDUSTRY_TYPE",
"ADDRESS",
"AUTHORIZED_SIGNATORIES",
"BENEFICIARY_OWNERSHIP"
],
"properties": {
"NAME": {
"type": "string",
"description": "Business legal registered name"
},
"EMAIL": {
"type": "string",
"description": "Business contact email address"
},
"PHONE": {
"type": "string",
"description": "Business contact phone number"
},
"ADDRESS": {
"ref": "#/$defs/address"
},
"WEBSITE": {
"type": "string",
"description": "Business website URL"
},
"TRADE_NAME": {
"type": "string",
"description": "Business trade name or DBA (Doing Business As)"
},
"ENTITY_TYPE": {
"type": "string",
"description": "Business structure type (Corporation, LLC, Partnership, etc.)"
},
"INDUSTRY_TYPE": {
"type": "string",
"description": "Business activity classification"
},
"SOURCE_OF_FUNDS": {
"type": "string",
"description": "Transaction source of funds"
},
"DATE_OF_FORMATION": {
"type": "string",
"format": "date",
"description": "Company formation date (YYYY-MM-DD)"
},
"BENEFICIARY_OWNERS": {
"ref": "#/$defs/beneficiaryOwner"
},
"COUNTRY_OF_FORMATION": {
"type": "string",
"pattern": "^[A-Z]{2}$",
"description": "Entity formation country"
},
"BENEFICIARY_OWNERSHIP": {
"type": "boolean",
"description": "Whether any individuals or intermediaries own 25% or more of the company"
},
"AUTHORIZED_SIGNATORIES": {
"ref": "#/$defs/individual"
},
"METHOD_OF_VERIFICATION": {
"type": "string",
"description": "Verification method used"
},
"NATIONAL_IDENTIFICATION_NUMBER": {
"type": "string",
"description": "Business identification number (e.g., Tax ID)"
},
"INTERMEDIARY_BENEFICIARY_OWNERS": {
"ref": "#/$defs/intermediaryBeneficiaryOwner"
}
},
"description": "RFI Data Requirements"
}
},
"fileRequirements": [
"FORMATION_DOCUMENT"
]
}
}Circle's API Keys are formatted in the following structure "PREFIX:ID:SECRET". All three parts are requred to make a successful request.
The payment id created previously. System-generated unique identifier of the resource.
"c4d1da72-111e-4d52-bdbf-2e74a2d803d5"
The RFI id created previously. System-generated unique identifier of the resource.
"c4d1da72-111e-4d52-bdbf-2e74a2d803d5"
The RFI retrieved successfully.
Response schema for Request for Information (RFI) details
Show child attributes
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