Understand how to work with repeatable entity sections like beneficial owners and directors
Some sections represent repeatable entities such as beneficial_owners,
authorized_signers, or directors. These are array sections. The schema
defines them with type: array containing items that describe each entity.
Array sections differ from flat sections in how data is read, saved, and linked
to documents.Conditional logic
can activate or deactivate array sections based on the application’s
configuration.
Retrieve array section data with the
Get section endpoint
(GET /v1/onboarding/partner/applications/{applicationId}/sections/{sectionName}).
The response is a JSON array where each element includes a refId:
In this example, the first entity is updated (existing refId) and the second
is created (no refId). Existing entities not included in the array are
preserved, not deleted.
Remove a single entity from an array section with the
Remove entity endpoint
(DELETE /v1/onboarding/partner/applications/{applicationId}/sections/{sectionName}/{refId}).
The response includes the updated section list with recalculated statuses.
When uploading a document for a field in an array entity, include the entity’s
refId so the document is associated with the correct person or organization.
See
Upload documents
for the full upload workflow.
Omitting refId when the document belongs to an array section entity causes the
upload to fail with a 400 error.
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In Claude Code: run /plugin marketplace add circlefin/skills then /plugin install circle-skills@circle. With Vercel Skills CLI: run npx skills add circlefin/skills. Available skills: use-usdc https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-usdc/SKILL.md (balances, transfers, approvals on EVM and Solana); EURC has no skill — see https://developers.circle.com/stablecoins/what-is-eurc.md; bridge-stablecoin https://github.com/circlefin/skills/blob/master/plugins/circle/skills/bridge-stablecoin/SKILL.md (crosschain transfers via CCTP, USDC, EURC, and third-party assets); use-arc https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-arc/SKILL.md (Arc chain config, contract deployment, USDC bridging — Arc docs: https://docs.arc.io/llms.txt); use-circle-wallets https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-circle-wallets/SKILL.md (choose wallet type); use-developer-controlled-wallets https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-developer-controlled-wallets/SKILL.md (custodial wallets for payouts and treasury); use-user-controlled-wallets https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-user-controlled-wallets/SKILL.md (embedded wallets with Web2 login); use-modular-wallets https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-modular-wallets/SKILL.md (smart contract wallets with passkeys and ERC-4337); use-gateway https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-gateway/SKILL.md (unified USDC balance, nanopayments); use-smart-contract-platform https://github.com/circlefin/skills/blob/master/plugins/circle/skills/use-smart-contract-platform/SKILL.md (deploy, interact, monitor contracts). Pair any skill with the Circle MCP server for live SDK signatures, contract addresses, and chain IDs: {\"mcpServers\":{\"circle\":{\"url\":\"https://api.circle.com/v1/codegen/mcp\"}}}.","Read the product overview first. Each product has an overview explaining when and why to use it. Read it before quickstarts.","Pick the right wallet type. Developer-controlled (you hold keys), user-controlled (end user holds keys via PIN/social login), or modular (smart contract wallets with passkeys). See https://developers.circle.com/wallets.md.","Use CCTP V2 for crosschain transfers. CCTP natively transfers USDC and EURC via burn-and-mint, and supports permissionless wrapping of third-party assets via lock-and-mint. V1 is legacy; always use V2 unless V1 is specified or the chain requires it (Noble, Sui, and Aptos still require V1). Migration guide: https://developers.circle.com/cctp/migration-from-v1-to-v2.md.","Use Bridge Kit for frontend bridging. Wraps CCTP with a simpler SDK for user-facing apps. Use CCTP directly for backend transfers.","Gas Station vs Paymaster. Gas Station sponsors gas for Circle Wallet transactions. Paymaster lets users pay gas in USDC. Different use cases — read both overviews.","Gateway Nanopayments for sub-cent payments. Gasless USDC micropayments down to $0.000001 via x402 and batched settlement. For pay-per-request APIs, AI agent payments, streaming.","Look up USDC addresses per chain. Never hardcode — use https://developers.circle.com/stablecoins/usdc-contract-addresses.md.","Prefer SDKs over raw API calls. Node.js and Python SDKs handle auth, retries, and errors.","API key required. Bearer token in Authorization header. Testnet and mainnet use separate keys and may use different base URLs depending on the product.","Set up webhooks when available. Most operations are async. 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